Many internet mortgage companies run a copy of your credit report as a result of language you are agreeing to in their online application, whether they’ve spoken to you or verified your information or not. Some companies even pull your credit several times! This can have devastating consequences, because if your credit is pulled too frequently, your credit rating can actually drop, making you ineligible for the financing you want. Don’t be fooled. At  Mortgage Rate Source.com, we will only pull your credit after speaking with you. We understand the risks, and we refuse to pull your credit indiscriminately. Call us now toll free at 866-344-5571 for a confidential evaluation. Or, click to apply. Either way, you can be sure we will not pull your credit unless you give us permission.

It seems that whenever you talk to people about your plans to buy a home or refinance an existing mortgage, EVERYONE BECOMES AN EXPERT. Your FRIENDS, your FAMILY, YOUR LAWYER, your ACCOUNTANT, even the your HAIRCUTTER --- Everyone wants to be your LOAN ADVISOR!

The fact is, it is unlikely that ANY of these folks have the training, education, experience or expertise to provide you with the solid, factual advice you need in order to make the right decision. So, while these well-meaning people WANT to help you, they may not be able to offer truly sound advice. WE CAN. Call 866-344-5571 now, or info@mortgageratesource.com to send an email.

We’ve all heard a lot about the dangers of identity theft. Many online lenders claim to offer you complete protection against HACKERS and IDENTITY THIEVES by providing secure applications or data encryption. While these measures can certainly be effective, determined hackers may be able to circumvent such precautions.

Please note that our online application is designed to make identity theft more difficult. WE DO NOT ALLOW YOUR SOCIAL SECURITY NUMBER, DEPOSITORY REFERENCE INFORMATION or DETAILS ABOUT YOUR CREDIT TO BE TRANSMITTED AS PART OF THE ONLINE APPLICATION. Your online application can ONLY be finalized through conversation with one of our trained loan professionals.